Hilton Honors Debit
Silver status and 5th-night-free on reward stays for £60 — but no free breakfast. Here’s who the Hilton Honors Debit Card suits, and when the Plus card is the better call.
Hilton Honors Plus Debit
£150 debit card, instant Hilton Gold, free breakfast for two, 0% FX worldwide. Pays for itself in two nights.
Marriott Bonvoy AMEX
£95 for 15 Elite Night Credits per year. Stack with debit card for 30 credits toward Platinum. Apply after other Amex bonuses.
HSBC World Elite
£290, ~1.5 miles/£1, unlimited free Priority Pass. Best UK KrisFlyer rate. Cheaper lounge access than Amex Platinum.
HSBC Premier Mastercard
Free for Premier customers. KrisFlyer and Air India transfers unavailable from UK Amex. Modest earn rate but zero cost.
Virgin Reward Card (free)
£0 Mastercard, 0.75 VP/£1, 0% Eurozone FX. Same voucher as Reward+ at £20k. Hold both for two vouchers.